Key Interventions
-
Demand Side Financing
Problem
- 100 million urban poor in India facing high out-of-pocket expenses(63%) due to high OPD costs and low insurance penetration;
- 39 million people pushed to poverty every year due to health expenses
Intervention
- PAHAL developing affordable insurance products including primary care provided by leading insurance players and distributed through the PAHAL network partners
Impact
- Improved health seeking behaviour
- Reduced out of pocket expenditure on health
- Reduced claim ratio for companies
-
Scale up of Innovations
Problem
- Large number of innovations unable to achieve scale due to lack of growth capital and market access
- No platform for showcasing innovations to relevant stakeholders
Intervention
- PAHAL evaluating transformative innovations and providing them with access to markets and capital to scale up
- Exposure to relevant stakeholders through PAHAL Platform
Impact
- Innovations connected to capital and markets
- Relevant innovations deployed in partner network
- Improved last mile healthcare delivery